Built to be trusted✓ Read-only access✓ Bank-grade encryption✓ Secured by Plaid✓ GDPR & CCPA✓ Independently audited

Forever free plan

Money, finally simplified.
Track your budgets, spends & net-worth, on AutoPilot.

Stay on top of your money, zero stress. Centiv connects your accounts, reads the transactions, and shows what to do next.

💼 Designed for Working Professionalsand families

🎓 Perfect for students

Download on theApp Store Get it onGoogle Play Sign up onWeb

Scan to download

5.0on the App Store · 2 ratings

NewJust launched and getting smarter every week — get in early while new members are joining daily.

Your ¢Score

67↑ Healthy

How it works

3 steps to hands-free budgeting and financial control.

Download

Grab Centiv free from the App Store or Google Play. No card, no trial timer.

Start Free

Connect one bank free and see your dashboard come to life.

AutoPilot

Let your Squad track patterns, bills, receipts, and next steps.

What you get

Meet your AI Squad.

A team of specialists, each with one job — working your money 24/7 so you don't have to.

Coach

Answers any money question in plain language.

Sage

Budgets, goals, and long-term planning.

Ace

Your ¢Score and overall financial health.

Warden

Debt and interest-drain alerts, first.

Sentry

Subscription and bill monitoring.

Clerk

Receipts, returns, and tax tracking.

Plus your ¢Score — a 0–100 read on your financial health, recalculated every day.

Launch offer · First 500 users

Start free. Upgrade only if you love it.

Forever free plan

$0/ always

One bank, unlimited accounts, your whole AI Squad and your ¢Score. No card, no expiry.Create free account

3 months free

Premium

$12.99/mo after trial

Unlimited banks, deeper forecasts and full Squad automation. Start with 3 months free, then stay monthly or switch annual on the web.Choose Premium on web

Questions, answered.

Which banks are supported?

10,000+ US institutions through Plaid — Chase, Bank of America, Wells Fargo, Amex, Capital One, and local credit unions included.

Can Centiv move my money?

No. Access is strictly read-only. Centiv literally cannot move, transfer, or spend a cent — it only reads transactions to do its work.

Is it really free?

Yes. The Free plan is free forever — one bank, unlimited accounts, your whole AI Squad, your ¢Score, no credit card, and no trial expiry.

Get your Squad on
the case tonight.

Download the app, or start with a web account if you are on desktop.

Download on theApp Store Get it onGoogle Play

Create free account Subscribe on web

Scan with your camera

Money, finally simplified.Track your budgets, spends & net-worth, on AutoPilot.