Partner sign-up bonus
Approved pilot partners get their first year of Centiv Premium included so they can experience the app before sharing it.
Affiliate Partner Program
Turn your network into
$10,000+ a year.
Share Centiv with your network and earn from qualified paid and active free users. No fee to join, no experience required.
Early partners get priority onboarding before the formal program launch.
Apply to partner
Example path
1,000 users → ~$12,750
Based on the simulator below.
25%
Paid-user revenue
Annual plan signups pay once. Monthly renewals pay for up to 12 months.
$1.50
Active free user
Credited after 90 active days when the paid-user ratio condition is met.
Uncapped
Earning potential
No program cap on how much approved partners can earn.
Personal finance creators
Newsletters and blogs
Community groups
Student and workplace programs
Partner kit
Built to be easy to share.
Subscriber offer
Pilot subscriber offers include 40% off the first year, with monthly-plan promo mechanics managed by Centiv.
Ready-to-use assets
Centiv provides approved banners, captions, link templates, and campaign copy so every claim stays accurate.
Simple sharing
Use your code across LinkedIn, Instagram, Facebook, X, newsletters, podcasts, or in-person communities.
Earnings simulator
A quick look at the pilot math.
Estimates assume 70% free, 20% monthly paid, and 10% annual paid. Free-user payouts require the 80:20 condition.
Users referred
Free users
Monthly paid
Annual paid
Estimated total
10 users
$10.50
~$78
~$39
~$128
50 users
$52.50
~$390
~$195
~$638
100 users
$105
~$780
~$390
~$1,275
500 users
$525
~$3,900
~$1,950
~$6,375
Monthly paid estimate is based on 25% of monthly payments for up to 12 months. Annual paid estimate is based on 25% of the annual subscription price. Terms apply.
How it works
Four simple steps.
1
Email us
Send your channel, audience size, and how you plan to share Centiv.
2
Sign agreement
All partners sign a simple Partner Agreement and NDA before receiving materials.
3
Get your code
We send your referral code plus approved creative assets and link templates.
4
Share and earn
Earnings are calculated at month-end and paid after qualification windows close.
Quick answers
Key terms before you apply.
Who should apply?
Creators, newsletters, educators, and communities with an audience that wants simpler money clarity.
When are payouts made?
Earnings are calculated monthly and paid within 5 business days when your earned balance reaches $25.
How are pilot payouts sent?
During the pilot, payouts can be sent by Venmo, Zelle, or Amazon gift card. ACH is planned for the formal program.
What qualifies as an active free user?
They must sign up with your code, connect at least one bank, and remain active for 90 days.
What is the 80:20 condition?
Free-user payouts require at least 20% of your referred users to be on a paid plan.
Can affiliates use Centiv screenshots or claims?
Yes, after approval. We provide approved copy and assets so every claim stays accurate.
Ready to partner?
Bring Centiv to people who want money clarity without the busywork.
Email affiliates@centiv.app with your channel, audience, and how you want to share Centiv. We will follow up with next steps.
Apply to the affiliate program